wfi - Business, Farm & Strata Insurance
Posted on January 31, 2017
ARE YOU AT RISK OF THEFT?
It’s easy to become complacent when it comes to farm security. Sometimes it’s just more convenient to leave the ute keys in the ignition when it’s parked in the shed. How often do you lock the front door when you’re off down the paddock?
Theft from farms is actually a big problem. According to a 2015 University of New England study, the biggest criminal activities affecting farmers are trespassing and illegal hunting or fishing, stock theft, theft of tools or equipment, fuel theft and illegal rubbish dumping. Here are some tips to help keep your property safe.
NO ONE HOME?
If no one lives on your property, or if you’re away for the day or away on holidays, arrange for someone to regularly check on it. Even if this might not stop opportunistic theft, it does mean you’re able to get the police involved at the earliest possible time in the hope they can catch those responsible.
KEEP AN INVENTORY
Know what you own. Keep a complete list of all your tools, machinery and equipment in a safe place. Write down serial numbers and take photographs. It’ll help police track down the items and help with your insurance claim if the items can’t be returned.
This seems obvious, but it’s all too easy to be underinsured — and you might not notice until it’s too late. Review your insurance coverage to make sure you have enough and that everything is included on your policy.
KEEP YOUR KEYS SAFE
Don’t leave keys in vehicles, no matter how convenient it might seem. Install a secure key cabinet in a suitable location and keep it locked.
LOCK UP YOUR FUEL
Fuel is an expensive resource and it’s among the top items stolen from farms. Keep your fuel under lock and key in a location well away from a public road and where you can monitor it.
LOCK UP YOUR VALUABLES
Tools, machinery and larger pieces of equipment like air compressors, pumps and generators are all prime targets for theft. Include them on your inventory. And, most importantly, lock your sheds and toolboxes where you keep these items.
MAKE ITEMS TRACEABLE
Engrave items so they are easily identified and hard to sell on. Or install GPS trackers on them so they can be located if they are stolen.